Author Archives: Kimberly Studdard

About Kimberly Studdard

Kim is a Texan native who has lived in Kansas City, MO with her husband and daughter for almost five years. She spends her days as a virtual assistant, blogger at The Entrepremomer and mother. Juggling entrepreneurship and motherhood isn’t always easy, but she’d take that over a desk job any day.

1 Comment

bare bones budget
via stockmonkeys.com

If you’re in debt, you may find yourself trying to balance bills, debt repayment, and miscellaneous expenses. A great way to start paying off your debt is to create a bare bones budget. This budget will show you how to live on less, and get your financial life back in order.

Go Through Your Current Budget

The first step to creating your bare bones budget is to evaluate your current budget. If you don’t have a budget, it’s time to create one. Go through your income and expenses from the last few months, and write everything down in categories. Once your current budget has been assessed, it’s time to determine your wants vs. needs.

Wants vs. Needs

Looking at your current budget, are there ways that you can cut back? A bare bones budget is exactly what it’s called...bare. It involves your needs only, with very little room for wants.

Could you be spending less on food? Could you live in a smaller or cheaper place? What about current bills? If you are trying to pay off debt a little faster, it’s best to cut bills like cable and phones until you can really afford them. There are other ways to enjoy TV for free, and you could always get a to-go phone. ...continue reading

1 Comment

date night on a budgetValentine’s Day is right around the corner, which means gifts and candy may be in order. Valentine’s Day can cost an average of $580 for gifts and food, but it doesn’t have to. Here are 20 ideas to help you plan the perfect Valentine’s Day date night on a budget.

Walk Around The Park

If it’s not too cold in your area, go out for a nice walk around the park. This date night on a budget allows for some nice conversation while you enjoy the scenery.

Fondue Night

You don’t even have to have a fondue pot for this date. Grab a crockpot or camp out by the stove, and serve some delicious melted cheese with some of your favorite dippers.

Check Out A Museum

This date night on a budget is great if you are both fans of the arts. Check to see if your city has any free or half priced museums near you. An easy way to find a ton of museums is this website.

Board Games

Got any board games lying around collecting dust? Pull them out and challenge your significant other to a duel. Don’t get too competitive though, this date night is supposed to be fun! ...continue reading