Bill GatesYou often hear not to keep up with the Joneses in the personal finance community. While it's best not to try to keep up with the people who are broke and flaunting it, what should you do instead? I suggest keeping up with the Gateses — Bill Gates.

Who is Bill Gates?

Bill and Melinda Gates are widely known, but the Gateses could also be anyone who has built wealth in smart ways, saves for a rainy day, and doesn't flaunt their debt.

So, how can you become a Gates? Well, there are quite a few things you can do.

Invest in Education

Everyone who knows of Bill Gates' story knows that he dropped out of Harvard University. However, he has recommended on several occasions that investing in your education is important.

This isn't to say that you have to get into massive student loan debt. But it does mean to take some classes to learn new skills, get a degree if you can do so debt free, or even just practicing something new.

Why is investing in education so important? Think about it. If you have more marketable skills, chances are that you are more likely to get hired for a job or be able to have a few side hustles to earn extra cash. ...continue reading

apartment living easierSometimes apartment living isn’t fun. Your place may seem overpriced, thin walled, or maybe even super small. But apartment living doesn’t have to suck.

In fact, you can make your apartment feel more like home with a few tricks and save money too. Here are a few tips to make apartment living easier.

Befriend Your Landlord

It’s a smart move to be friendly with your landlord. Not only will this make apartment living easier, but if you ever have a huge emergency, your landlord is likely to put you as a priority. It’s not right for landlords to treat their tenants in a certain way, but it happens.

You don’t have to invite your landlord over for dinner every night, but being polite and letting them know you appreciate them goes a long way. Also, always pay your bills on time and try to be the best tenant you can be. A happy landlord is an easy going landlord.

Know Your Rights

Even if you’re friendly with your landlord, it is still important to know your rights as a renter. For one, make sure you read your rental contract multiple times before signing and ask questions if you have them. You should never sign something that you aren’t sure about.

Knowing your rights makes apartment living easier because you won’t have to worry about your possessions and space. For example, unless it says so in your contract, no one should be able to enter your apartment without your permission. This helps you feel more comfortable knowing that your landlord or maintenance man can’t enter without your say. ...continue reading

organic produceOur earth has more than 400,000 species of plants recorded so far.  All this green around us has hidden treasures within them. Not all but many of these herbs contain medicinal properties. Humans have exploited these nature’s gifts for a very long time. We have found evidence suggesting use of herbs form the very humble beginnings of human life.

Interestingly it’s not just us humans who seem to have found benefits from Mother Nature’s bounty. You could get some good examples of how humans have put to use this knowledge to build nootropic supplements at Some animals also seem to have an innate capacity to use plants for their therapeutic properties. It is not known for sure how these animals tend to self medicate themselves but examples are plenty. Many carnivores, apes, bear and dear are known to self medicate themselves mostly to get rid of parasites, ease intestinal distress or aid digestion.

Being the most advanced cognitive race, humans have mastered the use of herbs and we continue to explore the wide possibilities in nature. But are there herbs that could really enhance cognition? The answer is ‘YES’. Some of the most well-known herbs with nootropic properties are Ginseng, Gotu Kola, Green tea etc.

Ashwagandha, Romsemary, Sage etc are other herbs which have nootropic properties like the herbs mentioned above. What if we can take all the good stuff from all these herbs and put it in a capsule form. This is exactly what nootropic supplements are about. They have natural potent chemicals which function to make you think better, live better and feel better. So if you find following the pure herbal path for better brain function a little time consuming and less appealing to your taste buds. You could always grab a nootropic supplement like Optimind.

Although Optimind reviews are pretty convincing with a strong back up of positive reviews from customers, we recommend consulting a health care provider before you decide upon the nootropic supplement.  This energy supplement also claims to have no side effects reported.

You will find all information related to similar health supplements including side effects, results and even the ingredients on web. We strongly suggest that you learn about your pill before you begin using it, for your own safety.