Money, of course, has extensive history; we have had some sort of currency or trading system for eons. We started with the trading and bartering system and it has since evolved to the system we have today. I have often wondered what a world without money would be like, and just like a world without government, it wold undoubtedly become messy and disordered, and most of all, complicated. Even if we didn't have the formal currency system we currently have, humans would find a way to replace that with another system.

Money is fairly simple. Bartering and trading is simple, and so is the other systems that have come after that to acquire things. It's modern civilization that have made money complicated, through excessive spending, insane amounts of debt and a consumerism culture.

This blog has an interesting infographic about money, it's origins, and it's value (and why we value it). I've included it here below so you can check it out.
money infographic

DriverBuying a used or new car is a major decision and a serious investment, so it's only natural that you'd want to get the most for your money.

If you've purchased a new car, you probably aren't planning on reselling it in only a year or two. In fact, today's vehicles are designed to last for upwards of ten years, and even used cars can provide excellent value for money and longevity. To help ensure that your car lasts just a little bit longer, you'll need to keep it in tip top shape. Regular trips to the mechanic and a cleanliness routine can help you avoid serious, costly repairs later on. The following are a few tips that will help you keep running costs low and extend your car's lifespan!

1. Keep it tidy.

Did you know that built-up dirt inside of your car can be abrasive and wear down your carpets or upholstery? Grime and bird droppings could have the same effect on your car's exterior as well, eating away paint and leaving your car looking dull and lifeless. Regular cleaning and waxing can not only help your car look like new, but it can also give it a protective coating free from dirt, grime, and mould.

2. Change fluids and filters.

Whether you've got your eye on a classic used Mazda at Carsales or a brand-new hybrid like a Toyota Prius, you'll keep it in better shape in the long run if you take the time to regularly change air and oil filters. This helps keep the car well-ventilated, so that the engine doesn't have to work as hard. For new and used cars alike, a clean engine is important.

3. Keep your tires inflated.

It may seem like a small thing, but keeping your tires fully inflated can have a major impact on how well your car runs. It also can impact your car's real-world fuel economy. If tires aren't fully inflated, the car will have to work harder to run because of the drag of loose rubber against pavement. This can slow your car down and increase wear and tear.

4. Get regular service checks.

Many automotive experts recommend taking your car in for a basic service and maintenance check at least every six months. This is one of the easiest ways to keep your car running in top form, because a qualified mechanic will be able to spot problems early on before they get out of control.

5. Store in a secure location.

If you park your car out on the street without any covering, it may fall prey to intense sunlight in the summer or extreme cold and moisture in the winter months. This could lead to all sorts of nasty situations from rusted parts to corroded metal. Another problem with leaving your car on the street, particularly at night, is it may catch the eye of thieves. If possible, store the car in a locked garage or other secure area.

With a bit of effort, you can keep your car looking and running its best well into its golden years! This can help you save you the time and effort of buying a new car every couple of years, while saving you money on repairs and fuel in the meantime. It's a win-win for you and your vehicle.


We all know community college is a budget-friendly alternative to most four-year colleges… but what about some colleges being a budget-friendly alternative to… other colleges?

When you're staring down the barrel of student loans or earning money for college, the question becomes a lot more interesting: Why do some colleges cost tons, and others cost less, when sometimes they offer the same majors and programs? Let’s look at the different things that affect tuition rates:

Cost  of College

Public or Private Can Vary the Cost of College

The first, most obvious stop is between public or private schools. Public schools meet certain requirements to accept government funds, thereby subsidizing the enrollment costs. Therefore, public schools are often less expensive than private schools (and the same goes for lower levels of education, like high school and middle school).

Hiring More Published and Experienced Faculty Increases Tuition

One of the major costs behind running a university is finding, hiring, and keeping the professors and adjunct professors that attract students. The more prestigious a scholar is (which usually translates into how often and in which publications they are published), the more the scholar will expect to be paid in cash and benefits -- one of those benefits being the prestige of the school.

Location, Location, Location

Location is another important factor when calculating prices like enrollment and cost of living. Whether your school is on the East Coast or the West Coast of your country, in a rural area, or a metropolitan area, not to mention if it’s in the US, UK, Canada, or elsewhere, all of these factors will have an impact on the price tag.

What Fields of Study Are Offered

The more profitable the school of study (or the more likely a field’s students are to get a high-paying job) the more universities can charge for enrollment. A school well known for IT and Graphic Design might charge more than, say, a school well-known for sociology or geology. However, it’s important to note that sometimes high-paying majors subsidies for low-paying ones, which let’s schools promote how well-rounded their curriculums are.

How Good Are Their Sports Teams?

Maybe (hopefully?) this is exclusive to the US, but schools with good sports team also command a higher price tag. Which, to me, makes less sense -- you’d think the sports team could subsidize the price to make the school charge less to students, but it seems to have the opposite effect: the more popular the sports team, the higher the demand, and up flies the price.

Any more ideas on what makes the cost of college vary so much? Leave a note in the comments!