frugal Archives - PF Simplified https://add-vodka.com/tag/frugal/ When Life Gives You Lemons => ADD VODKA Fri, 23 Sep 2022 13:45:37 +0000 en-US hourly 1 https://wordpress.org/?v=6.5.2 https://add-vodka.com/wp-content/uploads/2022/10/cropped-pf_logog-32x32.png frugal Archives - PF Simplified https://add-vodka.com/tag/frugal/ 32 32 6 Ways to be Frugal Without Feeling Deprived https://add-vodka.com/6-ways-frugal-without-feeling-deprived/ https://add-vodka.com/6-ways-frugal-without-feeling-deprived/#comments Mon, 27 Nov 2017 13:37:07 +0000 http://add-vodka.com/?p=9006 Many people can see frugality as being cheap and stingy. However, being frugal doesn’t mean you have to make sacrifices. Here are six ways that you can be frugal without feeling deprived: Realize Your Priorities First things first, you have to know where your priorities are. Why spend money going out when you prefer to …

6 Ways to be Frugal Without Feeling Deprived is a post from: When Life Gives You Lemons. Did you like the post? Follow me on Twitter, like me on Facebook, or hop on over to my blog and leave me your feedback.

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frugalMany people can see frugality as being cheap and stingy. However, being frugal doesn’t mean you have to make sacrifices.

Here are six ways that you can be frugal without feeling deprived:

Realize Your Priorities

First things first, you have to know where your priorities are. Why spend money going out when you prefer to stay home? Why would you spend money on a huge house when you’d rather travel more often? By realizing your priorities, you’ll be able to cut out unnecessary spending and enjoy spending your money on things you actually care about.

Also, instead of saying ” I don’t have the money for that”, you can say “That’s not a priority for me right now.”

People won’t be able to call you cheap if they know where your priorities are. Plus, this keeps you from feeling guilty when you’d rather not spend the money on something you’d rather not be doing.

Barter

You may love doing something, but don’t want to spend a small fortune on it. This may be getting your house cleaned from a professional, getting a fancy haircut, or maybe even hiring a personal trainer. If you have skills that you could trade for these services, or if you can offer something that would benefit the person offering you a service, you can barter for discounts or even free services.

Now, you may not be able to barter for everything. Plus, you never want to offend anyone by lowballing them. But, bartering can be a great way to be frugal without feeling deprived if you do it right.

Find Cheaper Alternatives

If you love coffee, try brewing it special at home instead of spending $5 for a latte. With all of the different ways to brew and enjoy coffee at home, you won’t have to sacrifice flavor for a few dollars. Ready to buy an electronic? Try finding gently used or refurbished phones, tablets, and the like with just a quick Google search.

Just because you are frugal, doesn’t mean you can’t enjoy nice things. Being frugal without feeling deprived is all about finding balance with what you love and what’s in your budget.

Have Some (Frugal) Fun

It doesn’t have to cost a small fortune to have fun. In fact, many cities have a lot of free (or relatively inexpensive) options for you, and your family, to enjoy. You can typically find free events or outings on your city’s website, or even by browsing through events on Facebook or Google.

It’s important to go out and have fun. You can be frugal without feeling deprived if you can still find ways around time to enjoy yourself. Eith the money you save on outings, you may be able to have a nice emergency fund, or splurge and pay cash for something you’ve been wanting for a while.

Practice Delayed Gratification

In a time where instant gratification is everywhere, practicing delayed gratification is a great way to be frugal without feeling deprived. In many cases, you can give yourself the 48-hour rule. For example, if you come across an item that you’d love to have, but don’t really need, write it down. Then, wait for 48-hours. Still want the item after that timeframe? Get it (as long as it’s within budget).

Most of the time, you will come to realize that you don’t really need the item or want the item after all. But, if you still do, you won’t feel guilty for purchasing it. This also helps curb impulse buys. If you are going to be buying something that’s a larger purchase ($100 or more), try waiting at least a week.

Cheat A Little

If you make a budget every month, it’s okay to have one day where you cheat a little. You should still budget for it, but you don’t have to be super strict with your budget all of the time. That’s one of the quickest ways to burn out when it comes to managing your money.

It is possible to be frugal without feeling deprived, and you can still live a good life while being smart with your money.

6 Ways to be Frugal Without Feeling Deprived is a post from: When Life Gives You Lemons. Did you like the post? Follow me on Twitter, like me on Facebook, or hop on over to my blog and leave me your feedback.

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Why We’re Spending Way Too Much at Disneyland https://add-vodka.com/why-were-spending-way-too-much-at-disneyland/ https://add-vodka.com/why-were-spending-way-too-much-at-disneyland/#comments Mon, 18 Jan 2016 12:48:09 +0000 http://add-vodka.com/?p=7928 I’m all for saving money at every step possible when visiting the wallet-emptying vacation spot known as Disneyland. Too often, I’ve sacrificed convenience for saving money. While my family’s frugality has saved us money on our Disneyland trips that have in part helped make the vacation more affordable, in some ways it has cost us …

Why We’re Spending Way Too Much at Disneyland is a post from: When Life Gives You Lemons. Did you like the post? Follow me on Twitter, like me on Facebook, or hop on over to my blog and leave me your feedback.

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DisneylandI’m all for saving money at every step possible when visiting the wallet-emptying vacation spot known as Disneyland. Too often, I’ve sacrificed convenience for saving money.

While my family’s frugality has saved us money on our Disneyland trips that have in part helped make the vacation more affordable, in some ways it has cost us in other ways — time and better experiences. Some splurges are worthwhile.

We took a short trip to the Anaheim, Calif., resort this weekend during the Martin Luther King Jr. holiday, taking our daughter out of school for two days so we could turn it into a long weekend and hopefully enjoy smaller crowds. I’m writing this post ahead of our trip, so by the time this post runs I’ll be safely home with a credit card bill awaiting.

Our daughter is 11, and this will be her fourth family trip to Disneyland. Looking at that now, I realize that’s a lot of visits, but it is the happiest place on Earth.

I’ve always thought that after spending about $90 per day per person just to get into one of the parks is so high of a cost that it’s imperative that we save money in other ways. While I’m not throwing out all of the financial stops on this trip, there are some high expenses I’m willing to indulge this time because they look to be worthwhile.

Here are some of the ways we’re spending more more money, along with frugal ways to help save money so we can afford these extravagances:

Lunch with pirates

I’ve always noticed the Blue Bayou restaurant inside the Pirates of the Caribbean ride, and thought it would be fun to have dinner there. The dining area is part of the scenery at the start of the ride, and I imagine it almost feels as if you’re part of the cast when dining there.

I’ve mentioned it to my wife and daughter on our last trip, and both thought it would be fun.

Then I looked up the dinner prices. I couldn’t see us getting out of there for less than $150. Dinner entrees run $30 to $60 per adult. But lunch and breakfast, according to Disneyland’s dining guide, “generally cost less,” so I’m hoping we can spend $100 or less on lunch for the three of us.

Paying for a good seat

We’re only spending one day at each park (another frugal lesson), so using our time wisely is important. This time, we’re buying a dinner package so we can see an outdoor show that was too crowded to see from our seats the last time we were there.

Three years ago, we tried to see World of Color at Disneyland California Adventure Park. The show is free with admission, but a Fast Pass is recommended to get the best view.

We arrived at the park early and got our Fast Passes, but an hour before the first evening show started, the passes still didn’t get us a good area to watch from. We were at the back of the crowd, and holding my then 8-year-old up was difficult and we really didn’t see anything from our standing area. All of the reserved viewing areas are for standing only.

I vowed to pay whatever it cost the next time so we could see the show. This time we’ve reserved a dining package, which basically means we’ll be paying $150 or so to eat dinner and then get a World of Color voucher that will let us into a closer area to stand for an hour before the show starts.

Those are the two main extra “experiences” we’re buying to hopefully make the trip more enjoyable and give us memories we won’t forget. But there are some extras we’re not buying, though many would save time and make the trip easier. They include:

Driving instead of flying

This is a big cost saver, even though it’s about 400 miles from our home in the Bay Area. Three plane tickets would cost about $500 or so, and we’d need to rent a car for a few days at about $50 per day. Instead that car rental fee will pay for our gas and we’ll save $500 by not flying.

Of course, we’ll spend two whole days driving south and back, eating up valuable vacation time in a car. Consider in a character-building exercise for the kid.

No Disneyland hotel

I’ve always wanted to stay at a Disneyland hotel, mainly because of the convenience of being practically inside the park and within a short walk of the rides. Walking to our hotel room for a mandatory afternoon break sounds like a great time saver. But the nightly price of $400 or so has always turned me off.

Instead, we’re staying at an Embassy Suites hotel about a mile away, requiring the hassle of a free shuttle ride or a paid taxi or Lyft ride to Disneyland. And then there’s the late night scrum to wait for a shuttle home to our hotel as the parks close. Not fun, but saving at least $250 per night, which will more than pay for our meals.

Our afternoon breaks from the Disneyland crowds will have to take a little more time, but I think it’s worth the savings.

We did get one free night at our hotel through our credit card rewards program, saving us about $130. We have a credit card that gives us reward points in free hotel stays, so we could have booked free rooms for this entire trip. But the room was so inexpensive that we opted to pay for two nights and only use one free night, allowing us to save the free hotel stays for another vacation.

No parkhopper passes

In past visits we’ve bought parkhopper passes that allow visitors to go between both parks in the same day. This add-on costs about $40 more per ticket, and can be worth it when you want to get out of crowded Disneyland and go to the less crowded California Adventure Park for a few hours.

We’re not doing that this year, mainly because paying $120 more for three tickets seems like a waste of money because we’ll only be there for two days.

That’s another change we’re making for this trip — two days instead of three. Mentally, my wife and I can handle two days at the parks, though I can sometimes push myself to almost three if I can find enough benches to sit at. But an extra day costs $150 more for the three of us, and throw in another $120 for the ability to go between parks in the same day, and we’ve got $270 more in expenses. No thanks.

Free breakfast and happy hour

Buying lunch and dinner in the parks is expensive, but it can be a worthwhile cost, I think, when you consider your time. Time equates to money during vacation, meaning you only have so much time and you want to make the most of it instead of trying to save money at every turn with frugal savings that take up more time than they’re worth.

Take my hotel and transportation choices, for example. Both cost less but we’ll spend more time doing these money-saving methods than we would by flying and staying at a Disneyland hotel.

But those costs would add up to about $1,000 for our two-day visit ($500 savings by not flying and $500 more by not staying in a Disneyland hotel) and two days of driving. I think that cost is worth the extra time we’re giving up.

But back to my point of food costs. We planned this trip with the expectation of buying most of our meals inside the parks. But there’s one small savings I’m hanging onto: free breakfast at Embassy Suites.

The hotel offers a made-to-order breakfast, which I plan on getting up early enough to eat before we head to the park in the morning.

And another benefit, if we time our afternoon break well enough, is a free happy hour at the hotel with drinks/snacks. I’m not so concerned about that savings, but the others add up to about $1,300, which should more than pay for our lunch at Blue Bayou and dinner and World of Color vouchers.

It’s not adding up to be a free trip, obviously. I’m not trying to completely justify the extra expenses by saving money on hotel and flights, but it is a good feeling to be saving such a hefty amount of money on a short trip.

Update: Read a followup post I wrote about how worthwhile these two splurges were.

Why We’re Spending Way Too Much at Disneyland is a post from: When Life Gives You Lemons. Did you like the post? Follow me on Twitter, like me on Facebook, or hop on over to my blog and leave me your feedback.

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Ridiculous Things I Do to Save or Make Money https://add-vodka.com/ridiculous-things-i-do-to-save-or-make-money/ https://add-vodka.com/ridiculous-things-i-do-to-save-or-make-money/#comments Wed, 21 Mar 2012 09:05:54 +0000 http://add-vodka.com/?p=1152 Sometimes, the things I do blow even my own mind. I’m really not even ridiculously frugal; I believe in quality over quantity, and completely understand the value in spending more to get a better product. I’m a person of convenience, usually. I try to do things in the most efficient and convenient way. I’m not …

Ridiculous Things I Do to Save or Make Money is a post from: When Life Gives You Lemons. Did you like the post? Follow me on Twitter, like me on Facebook, or hop on over to my blog and leave me your feedback.

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Sometimes, the things I do blow even my own mind. I’m really not even ridiculously frugal; I believe in quality over quantity, and completely understand the value in spending more to get a better product.

I’m a person of convenience, usually. I try to do things in the most efficient and convenient way. I’m not always successful, but I can’t stand wasted time.

These few points are the reasoning behind why I do all the things that I do, even the ridiculous things. They make sense in my mind while I’m doing them, and then usually end in failure and/or regret. For instance:

  • In January, I waited in a parking lot for an hour and a half between meetings instead of going home, just to save gas and time. The thing that made this unbelievably dumb is that I was only 7 minutes from home.
  • I park three blocks away from school sometimes to save $3.50 on parking. I go to school in the ghetto. A girl went missing from my school in November.
  • I put every last cent I spend on my credit card. Two reasons. 1) It’s easier to track 2) I get a 1% rebate on everything I spend. The thing that makes it ridiculous is that I will never carry cash because of this. Sometimes, stores have spending minimums on credit cards; if you don’t hit the minimum, they charge you a $.25 fee to use a credit card. I’ve wracked up a few of those (making the purpose of the card redundant) because I never carry cash.
  • I’ve waited in a border lineup for almost an hour to save $10 on gas.
  • I’ve tried to make pasta from scratch to save (on an already inexpensive food). I don’t have a pasta maker or a rolling pin, so it didn’t turn out well.
  • I move into the ghetto, where we have crackheads for upstairs neighbours and my property manager, I’m pretty sure, is either: a) the crackhead’s daughter or b) an entirely unrelated but equally terrifying individual
  • I once tried to cut my own hair. This might work for some people, but not me. I denied it to my hair stylist a few months later, but I don’t think she believed me.
  • Instead of buying expensive cleaners, I use vinegar for everything. I used to mop my floor with it. It worked, but it always smelled horrible. I was too cheap to buy nice smelling oils. To be honest, this is less to save money and more to go green and because chemical cleaners are terrible for your health.
  • One time, I spent half an hour doing a survey that only earned me $1. Then I did it again. I actually didn’t learn my lesson until the third or fourth survey, at which point my hand was so tired from clicking through questions that it practically cramped up.
  • Instead of buying a new, cheap black T-shirt after an unfortunate incident with the bleach, I tried to color in the white splotches with permanent black marker. I failed and had to buy a new back t-shirt.

I have no doubt in my mind that I’ve done thousands of dumb things to both save and make more money in my short life. I doubt I’ve had much luck in actually saving, because most of these things ended up, or could have ended up, costing me more in the long run. 

So. Readers. What’s the most ridiculous thing you’ve done to save money, or to make more money? This could be fun. 

Ridiculous Things I Do to Save or Make Money is a post from: When Life Gives You Lemons. Did you like the post? Follow me on Twitter, like me on Facebook, or hop on over to my blog and leave me your feedback.

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