Finances

spend less drivingAs kids, we’ve always dreamed of growing up into the cool adult with the nice car. We soon discover that dream cars are a dream for a reason: they are expensive. Now, you’re all grown up and still dreaming of that vehicle. But a car lease may be your solution.

How to get a car

These days, it is so easy to get a new car. If you’re looking for a used one, there’s plenty of online sellers who can give you a good deal for one. But the risks is that you don’t know what they did to the car or if anything is wrong with it.

That’s why others opt to get a car loan, wherein a bank or a finance company pays for the car, and the buyer makes the monthly payments. And of course, the car lease.

The car lease is the most enticing of it all because it guarantees a working vehicle for a fraction of the cost compared to car loans. But is it for you? Here are a few pros and cons of leasing that can help you decide if you should take a loan or a lease. ...continue reading

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prepare your taxesWith 2018 just around the corner, tax season will be here before you know it. While April 15 is a dreadful day for many Americans, it doesn't have to be that way if you think ahead and prepare your taxes now.

Here are eight ways to prepare your taxes now for next year.

Ask Questions

Do you plan on filing taxes on your own or paying a professional to do it? Do you owe taxes for this year or past years? Have you gotten married or had a child? These are all questions that should be asked to help you prepare your taxes now.

If you are an independent contractor or self-employed, there are a few more questions you should ask yourself as far as your business is concerned as well. Do you have any employees? Did you put mileage on your car because of your business? These are just a few of the questions to ask to make sure you are getting ahead of the game.

Know How You Will File

Are you single, married, or filing jointly? Do you have any dependents? Knowing how you will file can make filing a lot easier when the time comes. You will know how much to withhold from your paychecks based on your allowances.

You'll also roughly know how many deductions you qualify for based on members in your household. ...continue reading

resolutionsAre you still considering what career path to take? If so, a finance-related career could be the best option for you. If you can develop your skills and start working in this sector, the sky really is the limit.

Below are some good reasons why you should consider a finance-related career.

You Have More Career Opportunities

People who graduate with a finance-related qualification have a wide range of roles to choose from. The latest courses such as the online master of science in finance course from universities like Northeastern University will give you the knowledge you need to eventually work in a wide range of sectors, including non-profit organizations, healthcare, insurance, and many other business areas.

Thanks to the various modules included in a course like an online finance masters degree, you can work in different roles too, such as a financial planner, financial risk manager, director of finance, investment banker, or a wide range of financial consultant positions.

You Will Have a Better Lifestyle

When you work in finance, many more opportunities will come your way. A large number of finance-related roles come with a large salary and generous benefits, which means you can achieve much more in your life and have a much better lifestyle than many people who work in other industries.

You Can Work Anywhere

You are not tied down to one place either because your services will probably be required all around the world. This gives you the opportunity to have a lucrative career, but it also allows you to live in amazing places anywhere in the world. The latest advances in internet technologies and mobile technologies also make it much easier to work anywhere, whether it's in your own home office or at some exotic location, thousands of miles from home.

You Can Take Control of Your Future

Unfortunately, many people live their lives on other people's terms and never reach their full potential. This is definitely not the case when you work in the financial sector. Your skills and experience will be in demand, so you can decide who you work with and under what conditions.

The fact that you work in finance also means you understand money and how it works, much better than someone who works in another type of job. This knowledge is invaluable because you can make much more informed financial decisions, such as what investments to choose, what insurance policies to take out, and what pension to pay into for your retirement.

Your Services Will Always Be Required

Money is the driving force behind every organization and the number of different financial roles available continues to increase. This means your services will always be required in one form or another. Knowing this will give you much more peace of mind because there is a certain amount of job security available, that does not always exist in other jobs and industries.

There are many great reasons why you should consider a career in finance. Those mentioned above are just some of the main reasons why this career path should be seriously considered by anyone wondering what career they would like to pursue.