A Woman’s Take on the World Cup

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Jorge in Brazil

The World Cup; it’s supposed to be one of the world’s best sporting competitions, so I guess it might be wise to take an interest in order to join in with the debate. Although there might be something better on TV and the games this year kick off in the early hours of the morning, it seems to be what everyone is talking about and I’m out of the loop if I just stand idly by and avoid getting involved. So, here is what I have taken away from football’s biggest event so far.

Watching EVERY match

It doesn’t matter if it’s your native country, or two sides such as Nigeria and Iran (who, by the way, contested one of the few boring matches I have seen this tournament) you just have to watch the games. And you can’t switch off either, oh no, because then you might miss something. So, despite it being mind-numbingly boring and barely relevant to your existence, you simply stick it out and watch more football.

Betting

Every ‘footballing expert’ I know has decided to throw some money down throughout this tournament. Again, it doesn’t matter who is playing and what time, they all think they know who will win, who will score and so on. I have seen some winners though, but whenever I decide to have a small punt it usually ends in tears. I think if I studied the teams before the match, which is a scrutinising amount of effort considering I am a newcomer to the World Cup, I might have actually have a winning chance. I have noticed however, that if you use casino guide sites, such as http://www.bonuswire.com/, then you can take advantage of some brilliant offers and promotions such as free bets, which are vital when you are just joining in for the fun! Also, if you win, then you meet most, if not all of the requirements to consider yourself a ‘footballing expert’…

The Players

Lots of handsome men out there, but, as always, they have been thrown in with some of the more bizarre looking men I have ever seen. World beating Cristiano Ronaldo has expectedly made my list of ‘players to watch’ (however, unlike many others lists, it’s not for his footballing skills) while others such as Diego Godin (whose name I learned when watching Uruguay defeat England) are on my ‘no-go’ list. Either way, it’s hard to deny that sitting down to watch 90 minutes of football, all the while adding to these lists, can make the games quite humorous. In fact, if you add in some of the commentary and the bizarre refereeing decisions that have plagued this tournament, then  you have a minor circus act on your hands!

The Strengths and Weaknesses of a Mobile Payment Structure

June 18, 2014 Permalink

I’m a huge believer of the internet and think that everything should be doable on the web. We humans do not use the power of technology to the best of it’s capability, and while we are taking steps every day to work toward doing just that, we will always be behind on a few things.

One such thing is payment methods.

Credit and debit cards have been around for decades. They weren’t as widely used before, but they were around, and other than the addition of some data chips, they use the same technology.

That technology is quickly becoming out-dated and irrelevant.

I remember saying to my friend, “I wish we could just scan our phones to pay for things”, as I dug for my credit card in my wallet. I have thought that often when I have forgotten my card at home, or the time my wallet was stolen.

Soon we will likely be able to use our phones as virtual wallets. Making payments with a phone isn’t something that is unlikely; in fact, some credit card companies are trying to transition into electronic payment methods, like American Express credit cards.

mobile payments

via http://mashable.com

There will be some pros and cons of a mobile payment structure, such as the following:

Pros of Mobile Payments

Convenience

It will inevitably be super convenient to pay for goods and services with your phone. You won’t have to carry a whole bunch of cards around and, I don’t know about you, but my phone is always nearby. I have lost several debit cards over the past decade of having them, but never a phone.

Safety and Security

Many people may disagree, but I would say that having a mobile payment system instead of an actual plastic card would be far more secure. You can protect your phone with a password, and make it erase it’s memory after 10 failed attempts at guessing the password; while many cards do require a pin to use them, not all of them do, and online payments don’t. This leaves you vulnerable to fraud.

Cons of Mobile Payments

Smart Phones

It’s safe to say that the vast majority of the population of the developed world under the age of 60 has a smart phone, but there are still plenty of people who don’t have them, and they can be quite expensive. If you need a smart phone for mobile payments, it can deter those people that don’t have one.

Smart phones are expensive so it can increase the cost of consumerism substantially.

Battery Power

The most frustrating thing is when your phone dies in the middle of the day. I’ve been there. I imagine it would be far more frustrating if your phone died and your methods of payment died with it. I could just see myself stuck at the grocery store with a dead phone and no way of paying for groceries.

 

There are other big considerations when analyzing the feasibility and benefits of mobile payments, but I think it would be a step in the right direction for the credit card world.

Infographic: Money & It’s Value

Money, of course, has extensive history; we have had some sort of currency or trading system for eons. We started with the trading and bartering system and it has since evolved to the system we have today. I have often wondered what a world without money would be like, and just like a world without government, it wold undoubtedly become messy and disordered, and most of all, complicated. Even if we didn’t have the formal currency system we currently have, humans would find a way to replace that with another system.

Money is fairly simple. Bartering and trading is simple, and so is the other systems that have come after that to acquire things. It’s modern civilization that have made money complicated, through excessive spending, insane amounts of debt and a consumerism culture.

This blog has an interesting infographic about money, it’s origins, and it’s value (and why we value it). I’ve included it here below so you can check it out.
money infographic