I was at the gym last Wednesday night when I should have been in class. I forgot my lock for the gym lockers, so I just put my bag in one of the many unlocked lockers and covered my wallet with my cardigan.
I got a workout in, and then returned to the locker room to retrieve my stuff so that I could go home, sit on the couch, and drink wine.
I noticed something was off when I walked into the locker room; every single locker was half open, which was odd. I had a bad feeling, and when I got to the locker that my stuff was in, it was confirmed - somebody had gone through my stuff.
I frantically dug through my bag for my wallet, knowing full well it was gone. So was my cardigan. I opened the bathroom stalls and found my cardigan crumpled in the corner of a stall. My wallet was nowhere to be found.
I have never had my wallet stolen, and I guess I was too trusting; I go to an women's only gym, and you have to be older than 18 to have a membership. Plus, there is no drop in. My perception of those who would steal a wallet went against everything my gym was.
I was so lucky, though. Being a personal finance blogger definitely pays off. My credit and debit cards, in alignment with this post, were left at home. I panicked at first, thinking that the thieves were probably wracking up my credit card, until I remembered that they were at home.
The day before, I noticed that my passport was in my wallet and I took it out. So that was lucky too.
I had to jump into action as soon as I got home because, as it was the end of the month, I had some cheques in my wallet. Plus, I had my ING debit card in there and some ID. I had to:
- Call the banks (ING, BMO) and wait on hold until I could report those two cards stolen
- Put a stop payment on the BMO cheques that were in there
- Report the stolen wallet to the police in the area
- Report my wallet and ID stolen to TransUnion and Equifax
- Transfer my points cards over to a new card (what? It's like free money!)
- Go to ICBC to get a temporary drivers license
I'm glad I didn't have my passport or credit card in there, but more than anything, it's a huge inconvenience. Especially since banks are ridiculous and don't let you report your card stolen online.
To be honest, I feel a little violated, somehow. Somebody out there has my driver's license, a bunch of business cards, and my care card with them. That's super creepy.
Have you ever had your wallet stolen?