There's never a good time to be without money, or at least much of it. Being broke during Christmas can be especially tough.
Being broke during Christmas happens to almost everyone at least once in their life when they discover there is more month than money, life happened, they didn’t plan well enough, or there just wasn’t enough extra money to set aside for the holidays.
Whatever your reason is, don’t despair. There are a number of ways to create a memorable Christmas without needing to spend a lot of money. Here are some:
Manage your family’s expectations
Make sure that everyone is clear about the family’s finances. If you have very small children they probably are pretty oblivious to most things in general.
Cat Alford of Budget Blonde specifically gave her infants very few toys because they are too small to remember what is going on. Don’t feel guilty about taking this approach to gift giving as well. ...continue reading
The holidays are here, giving everyone a chance to be overwhelmed by the potential spending landmines that Christmas offers the average consumer. But not everything has to cost money. Some frugal and free fun can be found around Christmas.
Here are six things you can do to for free fun and enjoy your holiday for less:
1. Go to a parade
Most cities host a parade during the holiday season. Denver has a long-standing event called the Parade of Lights. It’s a fun event that almost always ends up happening on one of the coldest weekends of the year — but people still attend it!
2. Christmas lights tour
Find out where there are great holiday light displays for some free fun. Places to start: City zoos, downtown displays, or neighborhoods that are know for elaborate holiday light displays.
If you’re fortunate enough to live near homes with a super light display make sure to check those out too! Be aware that there are usually long waits and a lot of traffic for the mega-displays.
3. Go to the mall
Most shopping malls have huge interactive holiday displays that also include Santa. You can go with your kids or on your own but there is some free fun for the whole family during the holidays. ...continue reading
The holidays are a popular time to volunteer, when charities need help during what can be their busiest time of the year. Being a good volunteer can be a big help.
If you’ve never volunteered before and are intimidated by where to begin there are a number of organizations that are looking for the following types of help:
- Financial. Many organizations run fundraising drives at this time. Take time to figure out what causes are important to you and work on your budget to see what you can donate comfortably.
- Your time. There are a number of clothing/food drives that can’t happen without volunteer hours. Volunteer at one of these events so that they can successfully meet their organization’s goals. According to The Nonprofit Times a volunteer hour is now averaging around $23.07 an hour. Volunteers save organization huge amounts of money on wages, tax contributions, and health care that they don’t have to pay for paid employees. This savings allows organizations to remain focused on the organization’s mission.