Is it too old school to use the punchline, “There’s an app for that?”.
Granted, it’s 2014, so the joke’s a little dated. But there really is an app for everything! And whether you’re a long-time smartphone user, or newbie looking to play around, you can mix business and pleasure with personal finance apps to help you monitor your budget and save money.
Here’s a list of four top performing personal finance apps. But more importantly, it’s a list of free apps that are available on iOS and Android, in case you and your sweetie are on different platforms but still want to achieve common goals.
Toshl runs its business on the premise that you’ve got better things to do than stress and worry about your money. This app promises to help you make a budget, know where your money is going, and make your paycheck last longer. It also gets great reviews about its user experience, to include a cute animated character that narrates your finances. Check out a demo here.
Looking at your financial picture as a whole is easy on Mint, which tracks your net worth and all those other details you might not think about on a daily basis (student loans, car loans, etc). The app is most useful as a tool to inform you on the go, as the desktop version is easier to access all of the details of your information.
For the more business-minded, expensify brings the world of expense reports to your personal budget. Most awesome of all is that it allows you to take photos of your receipts on the go, meaning less paper for you to carry around if you need that information. Expensify also boasts one of the most intuitive, cleanest interfaces that you can navigate easily on a small mobile screen.
In case your personal finance app needs to also be adorable, SmartyPig has got you covered. This piggy-bank themed app exists mainly to help you save money and it has a twist: it’s an actual savings account. You set a savings goal, transfer the money, and track it as it grows. You earn interest and it’s FDIC insured… all around a brilliant idea if you have a hard and fast deadline and little or no self control.
Do you use a smartphone app to help you manage your personal finances?
I have been using Mint ever since I first knew about it. I find it very easy and convenient to use. I’ll have to check and maybe try out those other apps still. Thanks for this list!
Neat! Thank you for your comment!
I am a huge fan of Mint! I use it all the time…tracking expenses, budgets, goals…
Awesome! Thanks for your comment!