My Favorite Money Quotes (And How to Use Them)

Getting fed up, discouraged, and feeling unmotivated happens to everyone from time to time. Though they may happen for different reasons, like suffering from work burnout, not making as much financial progress as we want, or some other reason entirely, it’s important to be able to recognize these feelings and emotions and do something about them before they lead us too far astray from the path to financial freedom.

One of my favorite ways to regain motivation when I’m feeling tired or discouraged is to read and reflect on the words of the wise, aka by reading some awesome money quotes. Here are a few of my favorite money quotes and how you can use them to help you the next time you find yourself off-track financially.

Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. – William A. Ward

This is one of my favorites because it’s full of good advice that we all need to remember. Perhaps if I’d found this quote earlier in life I wouldn’t be in such a debt mess today.

Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver. – Ayn Rand

Any Rand is a wonderful author and this piece of money advice is just as brilliant as her novels.

Time is more valuable than money. You can get more money, but you cannot get more time. – Jim Rohn

This is a quote I try to remember when I’m feeling pressed for time and pressed for money, or when I’m trying to evaluate if a certain job or task is worth the time it takes.

That man is richest whose pleasures are cheapest. – Henry David Thoreau

We’ve all heard that the richest people are the ones with the most frugal habits and this quote goes right along with that theory. What a way to support frugality!

Don’t tell me where your priorities are. Show me where you spend your money and I’ll tell you what they are. – James W. Frick

As often as we try to define our priorities, this one is important and completely true. Although I may say that my priorities are one thing, the easiest way to see what they truly are is by looking at my budget.

Do what your love and the money will follow. – Marsha Sinetar

When I’m feeling especially frustrated with trying to balance my personal time with my work time, this is one of my favorites.

Work like you don’t need the money. Love like you’ve never been hurt. Dance like nobody’s watching. – Satchel Paige

This is a classic quote that I’m sure you’ve heard many times before, but it’s one that I still like when I’m feeling discouraged anyway.

The next time you are feeling upset about your financial situation, your financial progress (or lack thereof), etc. try referring to famous quotes to give some perspective to your situation. Some of these quotes are great at helping you get re-motivated while others just put into perspective that money isn’t everything in life after all, which is something I think all of us, especially being PF bloggers, forget at times.

How do you get yourself re-motivated after a bout of feeling discouraged?