investorHaving a new baby can get you to rethink your priorities. Putting your child's needs first can include investing and can help you as much as your child to become a smart investor.

Getting your baby started as an investor can set them up for a lifetime of financial success.

Here are four ways to help your baby grow up to be a smart and wealthy investor:

Start a college savings fund

College can be an investment in a child’s future. Starting to save for child as soon as a child is born can be one of the best investments a parent will make to help their child.

Don’t wait a month or so after your child is born. Because if you delay it now, you know what will happen next — you’ll continue finding excuses not to do it and eventually your kid will be asking you how they’ll afford to go to college and you won’t have an answer.

A 529 plan is one way to save for college. Legally known as “qualified tuition plans,” they’re available in all 50 states as a pre-tax way to invest money. The other type of 529 plan allows tuition to be paid ahead of time at some colleges. ...continue reading

image2Trading calls for keeping a close, eagle eye on the trends. There are trends and then there are Megatrends.

Megatrends are big-impact trends capable of affecting the industry and investors on global level. Megatrends are capable of changing the course of your future as well and hence XTrade always advises to keep a close eye on the development of trends while making decisions as past signals prepare you for the future and saves you from potential losses. So, first of all, let's take a look at how megatrends affect the entire industry.

Impact Of Megatrends On the Industry

The current era of trading is pretty competitive and the competition is growing at an exponential pace every minute, every hour and every day. That's why it is also important for companies to know everything that matters- What their clients need? What they think about the company? Are they happy with the company's products, services offered and customer service? What's their taste and preferences? These are vital pieces of information which help companies create products that attract customers.

Companies have to adapt themselves to customers' changing needs and their work models have to complement it too. This is a prerequisite to thrive and survive in the increasingly dynamic and ever competitive market. For instance — what XTrade offers is online CFD trading while other companies are known for offering online FX trading.

Companies need data in order to know what the client wants, so that new products, features or services can be launched which are capable of moulding client's habits or needs and makes your product 'wanted' more.

What Changes XTrade Has Observed In Recent Times?

The upsurge of mobile usage is no secret to anyone. It has increased exponentially and it will continue to do so in near future as well. With the advent of smartphones, tech related companies also plunged into making the most of the hand-held platform. For instance - gaming industry which was able to attract millions of customers. It can be easily concluded that other industries can make the most of it as well.

XTrade is implementing this knowledge in the investment industry is a very good example of it. Their web trader has facilitated quite a few useful elements in its features which are highly intuitive and user friendly.

According to XTrade, the biggest megatrend is social networking. In olden times, one would grab a job in a company and wouldn't leave it until he or she retires. Now, in this age of smartphones, social media and volatility of jobs has made it all different.

Nowadays people work in a company and interact with many others through social networking and other platforms available just a click away. Investment industry has expanded in a big way over the years. They want to make most of the developing economies, new investors coming in and yielding benefits.

This calls for collecting loads of data that can be analyzed to check out people's habits, needs and other patterns, so that new products and services can be created which benefit the end user and also makes profit in turn.



We all have some major events in life that led to us getting where we are — professionally and personally. All kinds of events led me to become a journalist. But three events stand out to me that brought me to where I am today as a freelance writer specializing in personal finances, and fueled an interest in investing.

I could write a book on my financial path in life, but I can narrow my path to becoming an investor to three events. Without such a keen interest in investing, I think, I wouldn't have become a personal finance writer.

Here are the three main life events that led me to want to learn more about investing and to eventually write about it and related topics:

A stock picking exercise

I was in a rowdy history class during my senior year of high school. The teacher sent three or so "well behaved" students to the school library every week to chart stock performances from our local newspaper.

I did this with an eye on if news events about a company affected its stock price. If a company had bad press one day, did its stock price fall that week? Often it did, and it gave me a lifelong interest in how stocks perform after good or bad news is reported about them. ...continue reading